Self-Assessment Checklist

You can consider filing bankruptcy if one or more of the following apply in your situation:

• A creditor is about to garnish your wages or levy your bank account
• You are facing a repossession or foreclsoure or have had a property repossessed or foreclosed
• Someone is threatening to bring a lawsuit or there is a pending lawsuit against you
• You have overwhelming credit card debts
• The total amount of your debt, not including your car or house loan, is more than you could pay, even over 5 or more years
• Your payments are more than 30 days delinquent on one or more bill
• Debt collectors are calling you, your relatives, friends or colleagues at home and/or at work
• You have overwhelming medical bills not covered by insurance
• You owe back taxes that you are currently unable to pay
• You are considering filing a divorce or just went through a divorce and are having trouble paying your bills

The information contained on this site is for general education only and it is not, nor is it meant to be, legal advice.  You should seek advice from a bankruptcy attorney for your specific situation.