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    ​Whether you are debating between a Debt settlement  and bankruptcy filing or have decided to file bankruptcy but are worried about the effects it might have on your credit, you are bound to have many questions.
    ​
    Here, we have put together some of the most common topics that come up during our consultation with new clients.

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Should I File Bankruptcy?

7/27/2020

 

Some consumers and small business owners file bankruptcy when they become overwhelmed with bills that they cannot pay and they do not anticipate any change in their financial situation in the next few months that would enable them to pay their bills.  Often, people file because their financial situation is causing them lots of emotional distress or because they would like to free themselves of debt now and be able to protect their future income and assets, i.e., "get a frest shart."
Debtors should also be aware that there are some alternatives to a bankruptcy filing, such as out-of-court agreement with creditors or debt counselling services.

​The information contained on this site is for general education only and it is not, nor is it meant to be, legal advice.  You should seek advice from a bankruptcy attorney for your specific situation.
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